Debt & Negotiation

How to identify, organize and negotiate debts understanding costs, rights and consequences.

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Pessoa analisa no notebook um relatório do Registrato com lupa sobre uma dívida atribuída a banco desconhecido, ao lado de anotações de verificação e cartão de crédito.

Debt & Negotiation01/09/20267 min read

Unknown bank debt in Registrato: how to tell a credit assignment from fraud

An unfamiliar bank in Brazil's SCR may be the new creditor after a credit assignment — or a sign of unauthorized borrowing. Learn how to trace the debt before paying or disputing i...

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Pessoa consulta em notebook uma tela ilustrativa do Registrato/SCR com situação vencida, ao lado de comprovante de pagamento, anotação de dívida paga e celular com indicador de crédito.

Debt & Negotiation28/08/20267 min read

I paid the debt, but it still appears in Registrato/SCR: when it updates, what stays in the history, and when to complain

Paying off a debt does not erase older SCR positions. See when Registrato should reflect the payment, how to read the reference date, and when to ask the bank for a correction.

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