Banks, Pix and Payments

Bank accounts, fees, Pix, payment slips and other ways to move and pay money.

11articles

Dois celulares ao lado de uma maquininha de pagamento, com símbolo de aproximação, QR Code e tela de Pix Copia e Cola sobre um balcão.

Banks, Pix and Payments28/09/20268 min read

Contactless Pix, QR Code and Copy and Paste: authorization and security explained

Learn how contactless Pix, QR Code and Pix Copy and Paste differ in payment initiation, authentication and review, including the limit change taking effect on October 1, 2026.

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Mãos segurando smartphone com tela de Pix em processamento, lista de status e relógio ao fundo sobre uma mesa.

Banks, Pix and Payments14/09/20265 min read

Pix payment processing: how to tell whether money left your account and when not to send it again

Learn how to read a Pix status, check whether your account was debited, know when to wait, and avoid making a duplicate transfer.

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Mão aproxima celular com Pix de uma maquininha, ao lado de referência ao teto de R$ 500 riscado e controles de limite por transação e por dia.

Banks, Pix and Payments11/09/20265 min read

Contactless Pix after October 1, 2026: the R$500 cap ends, but which limits will apply?

From October 1, contactless Pix loses its specific R$500 cap but remains subject to the account’s general limits and the institution’s rules.

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Capa gráfica sobre novas regras do Pix com smartphone exibindo contestação, anexos e comprovantes, escudo de segurança e calendário de 1º de março de 2027, com Brasília ao fundo.

Banks, Pix and Payments10/09/20267 min read

Pix in 2027: what changes for scam disputes, receipts and transaction records on March 1

Pix version 7.4 reshapes the MED dispute journey, adds evidence uploads, guides ineligible cases and changes payment receipts from March 1, 2027.

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Globo azul sobre uma mesa com setas luminosas de transferências internacionais, símbolos de moedas, smartphone com mapa, passaporte e cédulas.

Banks, Pix and Payments09/09/20269 min read

International payments change on October 1: how Brazil's new eFX rules affect customers and fintechs

Learn who may provide eFX, the authorization deadlines, segregated-account rules, new reporting duties, and what changes for customers and fintechs from October 1, 2026.

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Mulher preocupada olha o celular diante de um atendente, com ícones mostrando dinheiro enviado ao destinatário errado e uma seta de devolução.

Banks, Pix and Payments08/09/20267 min read

Sent Pix to the wrong person: how to try to get the money back and why MED does not apply

Learn what to do after sending Pix to the wrong recipient, how to request a return and when Brazil’s MED can actually be used.

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Celular com símbolo do Pix entre dois calendários de mesa, um com marca de confirmação e outro com relógio, ao lado de moedas e cartão.

Banks, Pix and Payments07/09/20267 min read

Pix: what changed in DICT on September 1 and what only changes on October 26, 2026

Version 8.5 of the DICT Operational Manual split the effective dates: the 80-day deadline to contest a fraudulent refund is already in force, while TransactionDepth starts on Octob...

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Celular aproximado de uma maquininha de pagamento, com símbolo de contato e uma tela ao fundo mostrando controle deslizante de limite e ícone de segurança.

Banks, Pix and Payments03/09/20265 min read

Contactless Pix without a fixed R$500 cap: how limits will work from October 1

From October 1, 2026, contactless Pix will no longer have a specific R$500 per-transaction cap. See what will limit payments and how to adjust amounts in your bank's app.

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Mãos seguram um celular com tela de gerenciamento de chave Pix por telefone, ao lado de ícones que representam acesso, perda do número, outra instituição e reivindicação de posse.

Banks, Pix and Payments02/09/20266 min read

Pix key stuck on an old phone number: how to delete, port, or claim it

Learn how to locate a Pix key tied to an old mobile number and choose between deletion, portability, or an ownership claim.

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Pessoa segura celular com tela de Pix Automático mostrando alerta de cobrança de R$ 49,90 e opções para cancelar autorização e contestar pagamento.

Banks, Pix and Payments01/09/20267 min read

Unrecognized Pix Automático charge: how to cancel, stop new debits, and dispute it

Learn what to do with an unknown Pix Automático charge: cancel the authorization, stop future debits, and request a refund if payment already settled.

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Cena ilustrativa com notebook exibindo o Registrato, celular com etapas de diagnóstico, checklist e extrato com tarifas bancárias.

Banks, Pix and Payments20/08/202611 min read

Is a stopped account still open? How to check the Registration, close and review tariffs

An unused account is not a closed account. See how to interpret the CCS/Registration, confirm the status at the bank, formalize the closure and review fees and negative balance.

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